Retirement Success Is Possible
The fact is, the market has changed: investing is a lot more challenging than it was just a decade ago. If one has a nest egg but is worrying about making it last, he is well ahead of most folks. After all, he had the foresight and discipline to save while he was still in the workforce. Frankly, most of our readers fall into that boat.
As I wrote in my book Retirement Reboot, I was terrified in the fall of 2008. The banks had called in all of our CDs; I had a nest egg but was still in a panic regarding handling it. What should I do with it? Where could I find a good return? How do I know which investments are safe? What is a good allocation for a stock portfolio? I could have filled two pages with my list of fears at the time.
As I look back, the solution was really simple. I needed to learn – a lot. I needed to educate myself on investing and learn about issues I had not focused on during my business career. My goal was to invest my capital, earn good returns, not worry, and keep my fears under control. Most of all, I wanted to live life and enjoy the retirement Jo and I had dreamed about for a couple of decades.
A friend told me years ago that fear is a lack of knowledge. The more you learn and understand about a subject, the less fear you have surrounding it. I agree wholeheartedly. Financial fears will take a terrible toll on many of us if we are not careful. Fear not only affects us financially – often paralyzing us into indecision – it also eats away at our emotions and can even damage our physical health. I for one plan to have fun while I’m here and not worry myself to death.
I’m sure we have all heard the old adage, “If you think education is expensive, try ignorance.” Most of our readers are like-minded folks who prefer to educate themselves rather than worry. If that sounds like you, I suggest taking a look at all of the educational resources Money Forever has to offer. Best of all, our 90-day trial subscription is 100% risk-free. Take it for a test drive, and if you find it’s not for you, just call or email within the first 90 days and we will refund 100% of the cost… no questions asked.
There’s no better way to start making sure you have enough money until you die. Click here to learn more about how Money Forever can help.