#5: Get some professional help.
Even if you have a small nest egg, I strongly recommend going to a professional certified financial planner (CFP) for a regular checkup. I don’t mean pay someone to manage your money, although that is an option. Much like an annual physical, however, we can all benefit from an independent, qualified professional assessing where we are and how to stay (or get) on course.
The checkup might cost a few hundred dollars, but it’s money well spent. Retirees cannot afford to be penny wise and pound foolish.