A Clairvoyant With an Eye for Low-Risk Stocks

Some say this "thrifty Yankee" is simply clairvoyant. Back in 1982, Richard Band was one of the few who foresaw the rebirth of Chrysler:

"Chrysler is going to survive to fight another day...pick up a few shares of this common stock."

Within 12 months, Chrysler soared a historical 426%.

Clairvoyant? Maybe…maybe not. But no matter which way you look at it, Richard is the newsletter world's #1 authority on low-risk growth investing. His flagship Total Return Portfolio has more than quadrupled in value since its inception more than 18 years ago, while taking far less risk that the popular stocks market index funds of the time.

Richard has always designed his investment philosophy for safety first. Through good times and bad, his recommendations for conservative investors have grown 1,100% since 1984. Twice in the late 1990s, Profitable Investing ranked #1 for 5-year risk-adjusted return—according to independent analyst Mark Hulbert.

For the past five years (through December 31, 2004), his Total Return Portfolio has beaten the Standard & Poor's 500 index, despite a hefty weighting in bonds and cash.

Band's straightforward style and safety-first "value" approach have won numerous awards, including seven in the "Best Financial Advisory" category by The Newsletter & Electronic Publishers Foundation. Band has been quoted in BusinessWeek, Barron's, Forbes, The Wall Street Journal and other leading publications.

In 1987, he urged his Profitable Investing subscribers to "cut back your stock holdings" just four weeks before Black Monday. In 1998, at the bottom of the August market panic, Richard told his subscribers to buy with fervor. The stocks and funds he recommended have since risen as much as 150%-500%.

At the height of the dot.com fervor in the late 1990s, Richard bucked the popular trend and kept his subscribers in "unpopular" investments like REITs and small-cap stocks.

He issued a clairvoyant warning once again in March 2000 that Internet stocks would soon collapse, a prediction that came true as the average dot.com plummeted more than 90% over the next two years. Meanwhile, Profitable Investing subscribers banked gains of over 250% in a single REIT and made an average of 60% in several small-cap stocks.

2002 was one of the most difficult investing environments in history, but Richard correctly pinpointed the market's tops and bottoms to help subscribers enter and exit at the most opportune times. Richard successfully took advantage of the market's "sucker" rallies by advising selling at temporary peaks to raise cash. Subscribers were able to rid their portfolios of losers and avoid overpaying for new investments.

Profitable Investing—Complete Investing Service

Unlike most investment advisories that send you monthly stock recommendations and leave you on your own to figure out what to do with them, Profitable Investing has been designed to help you build your wealth safely and systematically so you can retire with the income and the growth to meet your future needs.

It does this in two ways:

• By helping you outperform the market
• By assuring you of the dividend growth you need so that you don't have to ever sell your investments to fund your retirement