- We ask you for, and use Tracking Technologies to detect, information about you, and third parties may also do so in connection with our Service (defined below). As examples:
- Third parties, including advertisers and advertising services providers, may collect information about you. They may use Tracking Technologies in connection with our Service, which may include the collection of information about your online activities. Their privacy policies, not ours, govern their practices.
- We do not monitor or take any action with respect to so-called browser do not track signals.
- We may share your information with third parties for their own direct marketing purposes, however, we will only do so when you have a choice to opt-in or opt-out from that type of sharing. Opt-outs apply prospectively to our sharing. To opt-out of marketing from third parties that have previously been provided your personal information, contact them directly.
- Your CA Privacy Rights: California residents have certain rights regarding our sharing of certain personal information with third parties for direct marketing. See Section 4 for more information.
- We provide you with certain options detailed below to manage the editorial or informational publications we may send you, which may include ads but which are not primarily promotional in nature (“Newsletters”), as well as to manage certain commercial/promotional publications and use of your Personal Information.
1. Collection of Information
Some information about your use of the Service and certain Third Party Services may be collected using Tracking Technologies across time and services and used by InvestorPlace and third parties for purposes such as to associate different devices you use, and deliver relevant information to you. Various third parties are developing or have developed signals or other mechanisms known as “do not track signals”. For instance, some browsers may have such signal options, though they differ as to if the signal is set as default or must be turned on by the user. Further, there is not yet an industry consensus as to what site and app operators should do with regard to these signals. Accordingly, we do not monitor or take any action with respect to these signals or other mechanisms, though we may consider doing so if an understandable and practical standard is developed and widely adopted. For more information on “do not track” visit http://www.allaboutdnt.com. For information on options related to interest-based advertising, see Section 7.
2. Use and Sharing of Your Information
a. Your Email Address
We collect email addresses for many purposes, including for fulfilling a paid Newsletter service, fulfilling free Newsletter services, to sell and market our own and third-party paid and free products, and to share with third-party companies for their own purposes. Some Newsletters include advertising. In addition, we may send you purely commercial/promotional emails. However, as discussed below, we provide you with various options to manage your emails from us and our renting or sharing of your email for third-party marketing.
By requesting to receive any email from InvestorPlace, you agree to also receive email we think you would find of interest, including commercial/promotional emails and emails from or about third parties. However, as part of your first free or paid subscription to any emails from InvestorPlace we will undertake to confirm your subscription. This helps us to confirm that our email lists are subscribed to with a working address and with the owner’s consent.
Though we hope you gain value from the messages you receive, you can choose to opt out of receiving further commercial/promotional emails from InvestorPlace by following the instructions provided at the close of each of our commercial/promotional emails. We typically also provide the opportunity to unsubscribe from Newsletter services by following the instruction on those emails. We categorize the types of emails from us that you can limit as either: (i) our Newsletters, (ii) various third-party marketing we send; and (iii) commercial/promotional emails we send. We manage your email choices by these three categories and limiting one category of emails does not limit the others, and if you elect to opt-out of a specific Newsletter or other type of email within a category only, that will not affect your other subscriptions within such category. In addition, you can also opt-out of our further sharing of your email with third-parties for their own direct marketing purposes, and of our sending you commercial/promotional email on behalf of third-parties, as set forth in Section 2(b) below.
We will make good faith efforts to honor the change(s) to your account preferences on lists which we own or manage, but changes may not be immediate. We also advertise on many other Internet and email outlets, which are not subject to your list management preferences. Therefore, you may see our content and advertisements in connection with other financial and investment-related websites and email outlets you use or receive even if you have opted-out of receiving commercial/promotional emails directly from us. In addition, even if you opt-out of receiving commercial/promotional emails and/or Newsletters we send, we may still send you transactional messages such as content which you have requested, responding to your inquiries (e.g., password reset, customer service), notifying you about your account and as part of processing your transactions.
b. Third-party Email Marketing
c. Free Newsletter Signup
If you sign up to receive a free Newsletter, or purchase Newsletters from us, we may sign you up for additional free Newsletters that we believe you will enjoy receiving. You can typically manage your subscriptions for our free Newsletters, including accessing options for unsubscribing from and/or subscribing to particular free Newsletters, by following the unsubscribe instructions that are included at the bottom of each free Newsletter we send.
d. Postal Address, Phone and Fax
We may collect your postal address as part of the registration and/or order process. We use it to send you the publications you have purchased or otherwise requested, special offers and free publications from InvestorPlace, as well as for other information we think you may desire. If you do not want us to continue to use your postal address for unsolicited direct marketing to you, send a copy of your mailing label with a request to “opt-out of direct mail marketing” to InvestorPlace Media, LLC, 1125 N. Charles St, Baltimore, MD 21201, Attention: Subscription Services.
Your fax and/or telephone number is collected by us to fulfill your orders, respond to customer service requests and, subject to applicable law, we may also contact you about other products and services.
e. Your Submission of Personal Information to Third Parties
We may provide you with registration and submission tools that allow you to submit Personal Information to a third party directly, such as to request promotional and other information from the third party. In such case you, not we, are sharing your Personal Information with the third party, and you consent to facilitation we may perform to enable you to do so and you agree to look solely to that third party regarding its receipt and use of your data.
The Service may include functionality that allows certain kinds of interactions between the Service and a third-party website, platform, tool, application or other service, and accessing or display of third-party content via the Service (“Third-Party Services”). When you use Third-Party Services, you are using their services and not our Service and they, not we, are responsible for their practices. You should review the applicable third party privacy policies before using such Third Party Services in connection with our Service.
f. Other Personal Information Collection
When you purchase a paid Newsletter service from us, we will request certain Personal Information, including your name, postal address, daytime and evening telephone numbers, and credit card number (where applicable). Individuals who do not have a Visa, MasterCard, Discover or American Express credit card are not permitted to make purchases online. We may also collect your Personal Information in other situations where you submit it to us, such in the course of customer service.
For information on our use and sharing of your contact information for marketing purposes, see Section 2(b)-(e) above. For information on our other use and sharing of your Personal Information, see Section 2(h) below. For information third parties’ collection of your information via the Service, and their use thereof, see Section 2(e), above, and Section 2(g) below.
g. Use of Google Analytics
We may use Google Analytics, and other analytics tools and vendors, to track aggregate and individual website traffic. For information on choices Google Analytics offers users regarding its data collection and use go to https://support.google.com/analytics/answer/181881?hl=en. We are not responsible for the completeness or accuracy of the Google Analytics opt-out program.
h. Other Sharing of Your Information
Your Personal Information is not shared with third parties other than as described above, except as follows:
- With our vendors that provide services to us;
- In connection with a merger or acquisition as set forth in Section 6 below; and
- Where you have otherwise consented.
3. How Can You Be Sure That Your Information is Secure?
We take the security of your Personal Information quite seriously and we make ongoing efforts to protect it. However, no electronic communication over the Internet can be guaranteed to be completely secured. Though we take great care to protect your Personal Information, InvestorPlace cannot warrant the security of any information that you submit to us, including your portfolios on PortfolioGrader.com, and you do so at your own risk. We do not share your credit card number with other parties, other than those involved with the administration of your subscription and related transactions (e.g., payment processing).
If any unauthorized use of your credit card occurs as a result of your credit card purchase from InvestorPlace, simply notify your credit card provider in accordance with its reporting rules and procedures. If, through no fault of your own, your credit card company finds credit card fraud as a result of your credit card purchase from InvestorPlace, but does not waive your entire liability for unauthorized charges, we will reimburse you for the remaining liability, up to a maximum of fifty U.S. dollars ($50.00) per card. You can also take steps to secure your Personal Information. When you are finished at InvestorPlace.com, sign off the InvestorPlace Site and close your browser window. This helps to ensure that someone else cannot pose as you online. This is especially important if you are at a computer that is accessible to others in a public place, such as a library, a school or your office.
4. Your California Privacy Rights
Subject to Section 6 regarding our merger or sale, we do not share personal information as defined by California Civil Code Section 1798.83 collected by us on the Service with third parties for their direct marketing purposes without giving you the opportunity to opt-in or opt-out as more fully described in Section 2 above. If you are a California resident, you may request information about our compliance with the Shine the Light law by contacting us firstname.lastname@example.org or by sending a letter to 1125 N. Charles St, Baltimore, MD 21201, Attention: Legal Counsel. Any such request must include “California Privacy Rights Request” in the first line of the subject line and include your name, street address, city, state, and ZIP code. Please note that we are only required to respond to one request per customer each year, and we are not required to respond to requests made by means other than through this email address or mail address.
5. How Can You Use the Information Found at InvestorPlace?
We grant our users the right to download, store or output materials from our Service for their personal use only. Materials may not be reproduced in ANY edited form. Any other reproduction, transmission, performance, display or editing of these materials by any means, mechanical or electronic, without the express written permission of InvestorPlace is strictly prohibited. Users wishing to obtain permission to reprint or reproduce any materials appearing on InvestorPlace may contact us at email@example.com or 1-800-219-8592 (Any such request must include “Reprint Permission” in the first line of the subject line). All contents of the Service are copyrighted by InvestorPlace Media, LLC.
6. What Happens In the Event of a Merger or Acquisition?
7. What About Advertising?
In addition, InvestorPlace may engage and work with service providers and other third parties to serve advertisements on our Service and/or on third-party sites and services. Some of these ads may be tailored to your interest based on your browsing of the Service and elsewhere on the internet, sometimes referred to as “interest-based advertising” and “online behavioral advertising” (“Interest-based Advertising”), which may include sending you an ad on a third-party service after you have left our Service (i.e., “retargeting”). You may choose whether to receive some Interest-based Advertising by submitting opt-outs. Some of the advertisers and service providers that perform advertising-related services for us and our partners may participate in the Digital Advertising Alliance’s (“DAA”) Self-Regulatory Program for Online Behavioral Advertising. To learn more about how you can exercise certain choices offered through the DAA regarding Interest-based Advertising, visit http://www.aboutads.info/choices/. Some of these companies may also be members of the Network Advertising Initiative (“NAI”). To learn more about the NAI and your opt-out options for their members, see http://www.networkadvertising.org/choices/. Please be aware that, even if you are able to opt out of certain kinds of Interest-based Advertising, you may continue to receive other types of ads. Opting out only means that those selected members should no longer deliver certain Interest-based Advertising to you, but does not mean you will no longer receive any targeted content and/or ads (e.g., from other ad networks). Also, if your browsers are configured to reject cookies when you visit these opt-out webpages, or you subsequently erase your cookies, use of a different device or web browsers or use a non-browser-based method of access (e.g., mobile app), your NAI / DAA browser-based opt-out may not, or may no longer, be effective. DAA offers separate opt-out programs for browses and mobile devices and each applicable Device needs to be separately opted out through those programs for your various Devices to be covered. InvestorPlace supports the ad industry’s 2009 Self-regulatory Principles for Online Behavioral Advertising (http://www.iab.net/media/file/ven-principles-07-01-09.pdf) and expects that ad networks we directly engage to serve you Interest-based Advertising will do so as well, though we cannot guaranty their compliance. InvestorPlace is not responsible for effectiveness of, or compliance with, any third-parties’ opt-out options or programs or the accuracy of their statements regarding their programs.
8. Communication Options
We provide you with certain options regarding our use of your email and other contact information, including regarding Newsletters and commercial/promotional emails, as more fully described in Section 2. You can manage your communications options for each type of email message we send by following the instructions that are included at the bottom of type of email message we send. If you use ad blockers, you may not be able to access some or all of our content, so we recommend that you disable ad blockers with respect to our Service and communications. Your options regarding Interest-based advertising are described in Section 7.
9. Contact Us