5 Low-Risk Dividend Funds — and 3 Aggressive High-Yield ETFs

Low-Risk Dividend Fund #5: Vanguard High Dividend Yield ETF

Expense ratio: 0.13%
1-Year Return: 22%
Dividend Yield: 3.3%
Net Assets: $5 billion
Top Holdings: Exxon Mobil (NYSE:XOM), Microsoft (NASDAQ:MSFT), General Electric (NYSE:GE)

Keeping with the low expense nature of Vanguard, the Vanguard High Dividend Yield ETF (NYSE:VYM) is pegged to the FTSE High Dividend Yield Index and ensures a bigger payday without paying more in fees for management. Consumer staples represents 19% of the fund; next in line, it’s a toss up between energy, industrials and health care, all at 12% apiece. The outperformance and low cost of this ETF make it attractive.

For more info, visit this ETF’s page on the Vanguard website.

Now, for those more aggressive high-yield funds: