Mom-and-pop investors have plenty of reasons to be wary of the market: the looming fiscal cliff, high-frequency trading glitches, Facebook’s botched IPO and more.
Toss in an incredibly low yield on U.S. Treasury bonds, and investors not only fear the market, but may find themselves at a loss for an appealing alternative.
There’s always the option of buying hard assets, of course. But you don’t have to go as far as hoarding gold to dodge the market in hope of protecting your savings.
But many promising alternatives come with their own share of red flags. From art to antiques, many aren’t liquid, have high costs and barriers to entry, require a lot of expertise and are often based on a perceived value.
Let’s take a look at five possible alternative investments and what you should know before diving in: