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6 Tips for an Effective Household Budget

Keeping to a plan to help through the holidays

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6. Get more help from tools online

If drawing out a budget on paper isn’t appealing, then don’t. Check out the Federal Literacy & Education Commission website for sample budget templates. Or use computer applications like Microsoft’s family monthly budget planner and iOS’s Numbers to provide you with templates that do the math for you. If you want to have an online application with or without a connection to your bank account online, try free online budgeting tools like and

Though it might seem daunting, don’t let budgeting slide. Budgeting can be your way to take control your household savings and spending—and stop you from feeling pressured by your finances.

Written by Anisha for NerdWallet

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