Top Shelf showcases luxury vacations, goods, restaurants and more that you can indulge in after your investing pays off.

If you save money and invest smartly for years and years, the last thing you should want is a humble abode.

Instead, you should ditch your suburban house or run-of-the-mill downtown apartment and go straight to the top — literally. Penthouses — you know, the luxurious top-floor apartments born in the Roaring Twenties — are a textbook example of living in the lap of luxury.

With that in mind, let’s take a look at a few high-priced penthouses in different locales, all currently for sale. These not-so-humble abodes are definitely dwellings worth the years of investment.

Florida: Mansions at Acqualina Condo

It might seem cliche to say you’ll move down to Florida when you’re living the good life, but the location is popular for a reason. You can get lovely weather, gorgeous views and, of course, a penthouse at the Mansions at Acqualina Condo. (If you’re anything like me, the name alone is enough to put it on my wish-list.)

The current two-story, six-bedroom, eight-bathroom unit for sale will cost you $55 million, but you’ll get plenty of sleek space for that pricetag — a total of 15,500 square feet, around a third of which is a sweeping terrace.

Inside, you’ll own amazing features from a wine room to a billiards room to two fireplaces. Oh, and did I mention its a waterfront property, situated right along Florida’s eastern coast?

What more could you want?

New York: The Pierre

Of course, relaxing on a beach isn’t for everyone. Instead, if you dream of settling down in Manhattan to enjoy its hustle and bustle, and of course its high-end shopping destinations, there’s no better place to call your home than The Pierre. Penthouses.com calls The Pierre “Manhattan’s most luxurious new high-rise,” while the three-part penthouse is sixty stories high and encased in glass.

Drooling yet? Well, wait until you hear about some amenities. The 7,500-square-foot penthouses each boast a separate butler residence, a wrap-around terrace, a custom fire place and six bathrooms.

Of course, that’s why it will cost you a heft $45 million to make this dreamhouse your home.

District of Columbia: Parc Somerset

If $45-$55 million seems like too much to even dream about, we’ll move down a bit on the luxury spectrum. For just under $9 million, you can snatch up a gorgeous penthouse right here in Chevy Chase, Md. — in the same county as the lovely InvestorPlace offices — at the Parc Somerset.

The Wisconsin Ave. dwelling is “extremely rare,” according to Life At the Top. It has more than 9,000 square feet of living space, including four bedrooms, four full baths and two half baths, a private marble foyer, two elevators to the entrance and a conservatory with multiple entry points.

My favorite part: It boasts gorgeous views of Bethesda, Md. and Virginia. I’m also partial to the underground entryway that connects the building to its clubhouse and sports complex.