You’re 55 and 10 years from retirement. You’ve saved very little but recently have come into a $100,000 windfall from a distant relative. Unsure where to turn, you remember Warren Buffett’s recommendation to buy a low-cost S&P 500 index fund, preferably one from Vanguard Funds.
Well, your first order of business is to preserve capital. A windfall’s no good to you if you lose it by purchasing speculative investments. But $100,000’s not a great deal of money, so it makes sense to include one or two Vanguard funds that focus on capital appreciation.
With that in mind, here are the best Vanguard funds for target date 2025: