The end of the year is a busy one for money managers, but it’s also one of my favorite times. Amid all of the busyness, it’s great to be able to spend time with family and friends. I’m normally pretty focused on what I eat and staying in good shape, but I admit that my diet gets a little less healthy as I indulge in holiday treats. But I do try to enjoy myself, and I really hope you do, too. The end of the year is also a great time to be an investor, and I’m a big believer that you can find quality investments by paying attention to what’s going on around you. There’s definitely a lot happening right now, and we can get a sense for some of the opportunities by looking at the answers to three holiday questions.

I am all about making money in next-generation mega-trends, or NexGen as I call my investing system. That often means breakthrough innovations that will lead the way into the future or advancements on what already exists that change the game. In one instance, the next generation is actually a generation. It doesn’t matter what you call them – millennials, generation Y, echo boomers or anything else – every investor needs to know about this increasingly important demographic wave. They are now the largest group of individuals in American history, surpassing the vaunted baby boomers, and they are the next generation of pretty much everything.