To be clear, holding stocks for long periods makes a lot of sense as a disciplined investor. At the same time, we’d be foolish not to acknowledge that the fundamentals of the market have evolved.

Luke Lango believes fear- and greed-driven “flash crashes” are only going to become more common. That’s why he decided to develop a solution to help keep himself, and his subscribers, from having to endure these stomach-churning rides.

Investors greeted Trump’s election victory, as well as the sweep of Congress, with enthusiasm. Promises about deregulation, pro-business policies and tax cuts made investors anxious to get into market gains early. However, the exuberance is waning as folks remember we still have a lot unresolved.

Saving for your retirement is investing like a tortoise. A long slow grind, with minor bumps, but you eventually get to your retirement savings goal. That’s good investing. However, it’s not the only way to use your investing dollars. Some stocks can increase in value quickly and provide short-term profits.