Best Vanguard Funds for a Volatile Market: Vanguard Balanced Index (VBINX)
Minimum Initial Investment: $3,000
Simple, low-cost funds that hold a broadly diversified balance of stocks and bonds are a smart way for investors to minimize risk in a volatile market. One of the best funds to do this job is Vanguard Balanced Index (MUTF:VBINX).
The VBINX portfolio consists of approximately 60% stocks and 40% bonds, with each portion tracking an index. The stock side includes large-cap stocks like Apple Inc. (NASDAQ:AAPL), Alphabet Inc (NASDAQ:GOOG, GOOGL) and Microsoft Corporation (NASDAQ:MSFT). It’s as stability-minded as you could want, with a median market cap of nearly $60 billion.
The fixed-income portion consists primarily of government and high-quality corporate debt, averaging intermediate-term.
VBINX can work as a standalone fund for investors with a moderate risk tolerance, or it can work as a core holding in a portfolio with other funds.