401k Investing

Planning for retirement is one of the top priorities for Americans in today’s economy. Whether you are 55 and about to retire or 24 and just entering the workforce, saving money for the future should be a priority. Through 401ks, employers provide a simple method to safely grow your money. 401ks can be tricky as picking funds and stocks to invest in is no easy task. Let provide expert analysis and opinions on the latest 401k investing news, mutual fund information, and other retirement tips and advice to help you grow your money.

Regardless of an investor’s experience, brushing up on skills or getting a second or third opinion on investing ideas never hurts. The same is especially true for retirement planning.

AUDIO: The What, Why and How of a 401k

Listen to Jason Kolinsky of Kolinsky Wealth Management break down the basics of the 401k in this quick interview.

AUDIO: Like Father, Like Son? Not Necessarily

A father-son wealth management team chats about what you can learn from your parents, how different generations view money, and what strategies remain timeless.

We Live in a ‘Do-It-Yourself’ Retirement Era

Interest.com Managing Editor Mike Sante sits down for a Q&A to discuss the harsh reality facing those planning for retirement -- and what they can do about it.

Richer 401ks: Great Trend, Great Lesson

The average 401k balance now stands at more than $80,000 -- a nice uptick from last year and worlds apart from their 2013 low. But how we got there is important, too.

Keep Your Eye on the 401k Expense Line

401k plan expenses can strip away valuable returns, so make sure you understand what you're paying for -- and learn where you can trim some fees.

Turning America’s Retirement Dreams into Nightmares

President Obama has proposed setting a cap for IRA and 401k reductions as part of his budget. The idea punishes those earnestly saving for retirement

Demographics Doom the ‘Great Rotation’

The Great Rotation doesn't appear to be coming to fruition as many have predicted, but don't be too surprised: Demographics fly in the face of a major shift to equities.

For Funds, Pay Attention to the Fine Print

Even in target-date funds where you're letting a fund manager do most of the work for you, if you don't do your homework, you could end up with an investment you didn't bargain for.

Intimidated By Your New 401k? Try a Target-Date Fund

Signing up for a 401k is cake, but deciding how to allocate your funds isn't so easy. Target-date mutual funds can shoulder that burden.

Rolling Over Your 401k? Easy Peasy!

Whether you're funding an existing IRA or starting one up, 401k rollovers are an easy process. Just mind the forms.

Boomers Feeling More Financially Secure

A Bankrate reading of financial security hit its highest point since the survey began in 2010 -- a small reassurance amid a flood of retirement worry.

5 Managed Portfolio Criteria for 401k Investors

Investors should keep these things in mind when deciding whether to opt for a managed portfolio 401k plan.

You’ve Bought a Stock … Now Build a Portfolio

This week's series for young investors discusses the importance of a diversified portfolio, as well as four qualities to consider when selecting new stocks.

Generation Y’s Real Retirement Problem: Few Opportunities

Younger workers aren't lazy or shortsighted when it comes to retirement — many just aren't offered 401(k)s or are merely trying to stay afloat.

You Can’t Make Money With Your Head in the Sand

Despite years of charging markets, American investors still appear to be fearful and living in the past. That won't change until they get their heads out of the sand and into the now.

Investment Taxes: Pay Up Front or Defer Until Retirement?

The decision whether to pay your taxes now or later depends on your personal life situation and retirement goals. Here's how to decide the best move for you.

Cut Your Taxes AND Retire in Style With One Simple Step

As tax season approaches, don't miss out on one of the easiest deductions for qualified taxpayers: a contribution to an IRA or individual retirement account.

Higher Contribution Limits Could Make a Big Difference for Retirement

New increases to the amount you can contribute to tax-deferred retirement accounts mean that more of your money can grow each year.

How to Invest $1,000 Now

If you have a little extra cash, here are five easy and reasonably low-risk ways to put it to work.